BCRBBahrain Credit Reference Bureau
Building trust between businesses and consumers
Wondering how trust is possible between financial institutions, credit providers and consumers? Bahrain Credit Reference Bureau makes it happen.
The Bahrain Credit Reference Bureau’s role is to aggregate comprehensive credit information for the Kingdom of Bahrain The company, which operates under The Benefit Company BSC (Closed) is licensed by the Central Bank of Bahrain acts as the central data warehouse between all banks, financial institutions and credit providers. The Bureau receives, stores, analyses and classifies credit information to produce credit reports for both individuals and corporates.
The credit information contains data related to your financial obligations. Apart from storing your credit information safely, the Bureau also provides you your credit reports upon request. All customers are entitled to acquire a free credit report once a year and request corrections on any information they find inaccurate.
We believe everyone should be able to make financial decisions with confidence. With Bahrain Credit Reference Bureau, it easier for you to know where you stand.
Having a good credit score is very important. Businesses check your credit history when they evaluate your applications for credit, insurance, employment, and even leases.
Your credit report captures credit information that lenders use to determine your creditworthiness. This includes the type of credit accounts, current balances, payment history, and any delinquency you may have. You will also get a summary of your account totals, total debt, and personal information.
Who Has Access To This Data?
Rest easy knowing all your info is secured. Credit information or credit reports may not be used by members of the Credit Bureau authorized by the Central Bank of Bahrain, unless for the purpose of evaluating your credit status.