BCTSBahrain Cheque Truncation System

What is Bahrain Cheque Truncation System

Bahrain Cheque Truncation System (BCTS) is BENEFIT’s value adding service that enables banks to exchange electronic images of their clearing cheques, thus reducing the clearing cycle to one business day.

With this convenient service, no physical exchange of cheques between the banks and you don’t have to wait more than the same business day to receive your funds.


It’s very simple to deposit your cheques for clearing, guaranteeing that you face no troubles of funds stuck in transit.

Using BCTS, you have one regular session for cheque clearing.  Cheques deposited up to 11:30 am will be credited on the same deposit day by maximum 3:00 pm, whereas cheques deposited after 11:30 am will be credited on the next business day by maximum 3:00 pm. Crediting time might vary based on the successful interbank settlement of funds.


Easy and fuss-free

All you need to do is deposit the cheque, and the funds will be credited to your account as per the prescribed cut-offs.


You can deposit your cheques in any and all commercial bank branches found in Bahrain.

Participating Banks

Commercial Banks who are members of the BCTS are: