BCTSBahrain Cheque Truncation System
What is Bahrain Cheque Truncation System
Bahrain Cheque Truncation System (BCTS) is BENEFIT’s value adding service that enables banks to exchange electronic images of their clearing cheques, thus reducing the clearing cycle to one business day.
With this convenient service, no physical exchange of cheques between the banks and you don’t have to wait more than the same business day to receive your funds.

Features
It’s very simple to deposit your cheques for clearing, guaranteeing that you face no troubles of funds stuck in transit.
Using BCTS, you have one regular session for cheque clearing. Cheques deposited up to 11:30 am will be credited on the same deposit day by maximum 3:00 pm, whereas cheques deposited after 11:30 am will be credited on the next business day by maximum 3:00 pm. Crediting time might vary based on the successful interbank settlement of funds.
Benefits
Participating Banks
Commercial Banks who are members of the BCTS are: