BCRBBahrain Credit Reference Bureau
BCRB, your business’ efficient credit manager
The Bahrain Credit Reference Bureau is a credit-data assimilator, operating under the trade name The Benefit Company BSC (Closed), a company licensed as an Ancillary Service Provider in Bahrain.
The Bureau acts as your business’ efficient credit manager as it receives, maintains, analyzes and classifies your clients’ credit information. As a member of the Bureau, you will be able to access your clients’ credit reports upon request.
All functions and services of the Bureau are determined by the Central Bank.

Features
Taqareer

TAQAREER reporting service was established by Bahrain Credit Reference Bureau (BCRB) in 2016, with the objective of providing the regulator and BCRB members with qualitative and quantitative reports. It outlines the credit lending market share, exposure and performance at a market level, in respect to each member institution.
Currently the TAQAREER reporting system consists of over 60 reports including statistical and analytical reports, compliance and administrative reports as well as data management reports.
Scorecard Service

A credit score represents the creditworthiness of a person or the likelihood that person will pay his or her debts. It has shown to be very predictive of risk – allowing credit to be more widely available to consumers while lowering the cost of providing credit.
A credit score is primarily based on a statistical analysis of a person’s credit report information. Lenders (such as banks and financing companies) use credit scores to evaluate the potential risk posed by lending money to consumers. Credit scores are also used to mitigate losses due to bad debt. Through credit scores, lenders determine who qualifies for a loan, at what interest rate, and to what credit limits.